Lending & Advisory Disclosures
ETA Strategies LLC (Registry #2034416777 • Braintree, MA)
1. Commercial Finance Brokerage Status
Funding ETA is a commercial finance consultant and loan brokerage. We are not a direct bank, depository institution, or direct lender. We work on behalf of our clients to evaluate, package, and introduce business funding requests to institutional lenders, FDIC-insured banks, and certified non-bank commercial underwriters.
2. 0% Introductory APR Programs
Introductory 0% APR facilities refer to promotional interest-free periods ranging typically between 6 to 18 months offered by prime issuing banks on commercial credit cards or revolving lines. Following the expiration of the promotional introductory period, standard regular variable APRs will apply based on creditworthiness and current market prime benchmark rates.
3. Revenue-Based Advances & MCAs
Revenue-based financing and merchant cash advances (MCAs) represent the purchase of future business receivables at a predetermined factor rate, rather than a traditional interest-bearing amortized loan. Remittances are made automatically from daily or weekly gross operating receivables.
4. No Guaranteed Approvals
Final approval, maximum credit limits, factor rates, and interest rates are determined exclusively by the respective underwriting committees of each lending institution based on complete verification of identity, credit viability, and business bank cashflow.
5. Equal Opportunity Commercial Lending
Funding ETA strictly supports equal credit opportunities and conducts business in full compliance with the Equal Credit Opportunity Act (ECOA). We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, or age.